Our Approach

The Jewels Benefits Difference

There is a difference between an agent and a broker.  Agents often represent the insurance company, and their first commitment lies with that company.  Brokers have one commitment, a focused attention to our clients’ needs and helping them customize insurance coverage which is backed by financially sound carriers.

Our Story

Meet the Team

The Jewels Benefits, Inc. team has more than 30 years of combined experience in the insurance industry.  We bring an extensive service background to all that we do and we take pride in providing clients with a reliable and knowledgeable resource to help them through the challenges of dealing with insurance and insurance carriers.


Julie Ann


Julie Ann brings a variety of experience to her position as the President of Jewels Benefits, Inc.  Previously, she held both Sales and Account Management positions with insurance agencies in No. NV and No. CA.  Prior to that, she held an Account Management position with a major insurance company in No. CA and a Human Resources / Benefits Management position with a large employer in No. CA.

In addition to running Jewels Benefits, Inc. Julie Ann currently serves as the Professional Development Chair for Northern Nevada Association of Health Underwriters (NNAHU) and she serves on the Board for United Cerebral Palsy of Nevada (UCP).  In her spare time, Julie Ann enjoys spending time with her family and friends, cooking, reading, camping and traveling.


Kristi Hughes

Account Manager

Kristi joined Jewels Benefits, Inc. in March, 2004.  Prior to joining the Jewels Benefits team, she worked as an Assistant Property Manager for a vacation / timeshare company based out of Millersville, MD.  She has spent the majority of her working career in the Customer Service field which she has enjoyed. “I knew when I grew up I was going to help people in one capacity or another. And because of that reason, I dedicate myself in providing the best customer service experience as possible.” She was born and raised in Northern Nevada and is a parent to a rambunctious, spirited, amazing little girl.  In her spare time, Kristi provides the transportation to all her daughter’s many extra-curricular activities, she loves to travel, spend time with family and friends, sing, dance, camp and a plethora of other activities.

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