Category Archives: Supplemental Products
Cancer & Heart/Stroke Plans
Approximately 38.4% of men and women will be diagnosed with cancer at some point during their lifetimes (based on 2013–2015 data). Our cancer insurance products include wellness benefits that help cover the costs of cancer screenings. Cancer screenings can help your physician understand your family history, discover new and developing health risks, create a wellness plan to reduce your risks, and recommend steps to improve or maintain your health. Call us today for more info on Cancer and Heart & Stroke insurance plans. Less
Accident Plan Payout Scenario
When someone gets hurt, there are a number of different things that happen along the way throughout the course of treatment. Below is an example of someone that has broken a hip, and listed are the payouts that happen as a result of that broken hip. Based on preferred coverage at only $28.00 per month.
1. Falls and breaks hip….
2. Ambulance……$200
3. Emergency Room…..$150
4. Xray………….$40
5. MRI or CT Scan……..$200
6. Broken hip…simple break…$1,500
7. Hospital admittance…..$1,250
8. 5 days in the hospital……$375 a day x 5 days = $1,875
9. Moved to skilled nursing facility(admittance)…$1,250
10. 20 days in skilled care…$225 a day x 20 days = $4,500
This is a common scenario in the Medicare world. Medicare will pay for 20 days in a facility.
11. Appliance (wheelchair)….$100
12. Rehab visits $50 per visit x 3 visits = $150
TOTAL payout for this scenario ………………………………………………$11,215.00
This policy costs the client only $28.00 ($47 for a family) per month. This payout for this common injury and recovery scenario equals 33 years worth of premiums paid. This inexpensive policy pays the client cash directly to use as they see fit. Things like meals on wheels or housekeepers or hired help while they recover. A lot of bang for the buck!
